FastLane is excited to introduce its mainnet points program to provide a clear, structured, and transparent framework for users to participate in the early development of Monad’s economic foundation. As shMON goes live on mainnet, the FastLane Points Program aligns staking, liquidity, lending, and ecosystem engagement into a unified model that rewards sustained contribution and long-term alignment.

This article outlines everything you need to know:

• How points are earned
• Where to deploy MON/shMON
• How multipliers work
• What early contributors receive
• How to start earning on Day 1 of Monad mainnet

Whether you're here for yield, points multipliers, or long-term participation, this is your definitive guide to FastLane and the FastLane Points Program.

Overview of the Points Program

The FastLane Points Program rewards users for deploying MON or shMON across key parts of the Monad ecosystem. Points accrue continuously based on the amount deposited and where those assets are deployed.

All points earned are tied to real on-chain participation, ensuring incentives reflect meaningful contributions to the network’s early capital formation.

Initial Ways to Earn FastLane Points:

shMON is designed to be widely integrated across Monad’s leading dApps and money markets. As the ecosystem matures, users will see shMON available throughout lending protocols, DEXs, automated strategies, and other capital venues across the network.

At mainnet launch, FastLane will prioritize point multipliers for a selective group of partners that represent core pillars of Monad’s early liquidity and capital structure.

Additional partners will be onboarded over time, and new multiplier routes will be introduced as integrations expand.

Users are encouraged to follow FastLane’s public channels closely to stay updated on new incentive destinations and multiplier activations.

Baseline Points Accrual

Users begin earning points immediately when depositing MON or shMON into qualified on-chain destinations.

Each destination contributes to continuous points-per-second accumulation and may offer additional multiplier opportunities depending on partner integrations and user participation history.

shMON Liquid Staking (LST Mode)

Stake MON to mint shMON and participate in Monad’s core staking layer.

Participants earn:

• Native staking yield
• MEV-based rewards
• Execution-layer revenue
• Baseline points accrual

Degen Depository (Yield-less Mode)

Deposit MON and redirect all staking yield to shMON holders while maximizing point earnings.

Participants receive:

• Receiving the highest point multipliers
• Flexibility to convert instantly into yield-bearing shMON at any time
• A system that boosts APY for all shMON holders

Lending Markets (Curvance, Euler, Morpho, and others)

Deposit MON or shMON into supported lending protocols that integrate shMON at mainnet and in subsequent phases.

Priority shMON markets at launch include:

• Euler
• Morpho
• Curvance
• Townsquare
• Additional lending venues coming online shortly after mainnet

These integrations form the backbone of Monad’s emerging money market ecosystem.

Liquidity Pools (Uniswap and participating DEXs)

Provide liquidity to support the shMON–MON trading markets and improve ecosystem-wide execution quality.

Participants can LP in:

• Uniswap MON–shMON pools
• Additional partner DEXs announced after mainnet
• Pools designed to enhance capital efficiency and deepen liquidity across the network

Vaults (Launching within the first two weeks of mainnet)

FastLane expects vault-based deposit routes—starting with a shMON–MON vault—to go live shortly after mainnet.

Vault deposits will earn points and may qualify for additional multiplier opportunities.

(Details will be announced once final partners are confirmed.)

Understanding Multipliers

Multipliers dramatically increase your points-per-second rate.

There are two main categories:

Multipliers Based on Where You Hold Your Assets

Users earn additional multipliers when depositing into:

• Partner lending markets
• Partner DEXs
• The Degen Depository
• Additional strategic destinations introduced after mainnet

These destinations represent key pillars of Monad’s early capital formation and liquidity infrastructure.

Multipliers Based on Historical Contribution

(Snapshot completed)

Early supporters will receive superior point accumulation for performing the same mainnet actions as new users.

Multiplier boosts apply to users who:

• Are verified in Discord
• Joined testnet and completed selected tasks
• Hold certain testnet/mainnet NFTs
• Joined FastLane's Frontrunner competitions
• Holds a Monad Card
• Are tagged “Community First” by Monad Foundation
• Participated in FastLane-led community campaigns

These users do not receive points automatically, but they will earn points at a faster rate once they deposit real MON into FastLane-supported destinations on Monad’s mainnet.

This reflects our core philosophy:

Testnet ≠ free points, but Testnet = higher multipliers.

Two Deposit Modes: Yield vs. Degen

FastLane provides two complementary deposit pathways designed to serve different user benefits and strengthen the economic foundation of Monad from day one.

Yield-bearing Mode (Standard)

This is the primary mode for users who want exposure to shMON’s multi-source yield engine, which is powered by 7+ yield components across the FastLane execution stack.

These sources include:

• Native MON staking rewards
• MEV-based incentives
• Atlas: execution-layer order flow revenue
• Protocol-level infra rewards from Paymaster, Task Manager, Clearing House, and additional FastLane services
• Distributed Degen Depository yield redirection, increasing APY for all shMON holders
• Future partner-derived yield channels, which will be announced as integrations expand

FastLane will publish detailed definitions and fee splits for each yield source as mainnet matures.

Degen Depository (Yield-less Mode)

Best for high-engagement participants who want maximum points acceleration and want to strengthen shMON’s competitive edge.

• Users forgo yield and receive very high multiplier boosts
• Directly increase APY for all shMON holders
• Can convert to yield-bearing shMON instantly at any time
• Strengthens ecosystem-wide yield without introducing leverage risk
• Functions as a coordinated FastLane Cabal action that helps establish shMON as the highest-APY LST on Monad

This creates a powerful ecosystem flywheel:

Degen redirection increases shMON APY → Higher shMON APY, deepens liquidity, and strengthens demand → Stronger demand increases capital efficiency → A stronger yield engine benefits all shMON holders

Philosophy Behind the Points Program

FastLane’s incentive system operates under three core principles designed to reinforce sustainable participation, reward meaningful contributions, and build long-term alignment across the Monad ecosystem.

Reward actions that create real value

Points are earned exclusively through real mainnet deposits.

By tying rewards to actual on-chain participation, the program ensures that incentives reflect genuine engagement and clear capital commitment, forming a reliable foundation for Monad’s early economic development.

Recognize and elevate early supporters

While testnet users and early contributors do not receive automatic point allocations, their early commitment is reflected through higher point-earning rates upon joining on mainnet.

This recognizes the foundational influence they had in shaping FastLane’s development and ensuring the protocol’s readiness for launch.

It is a model that remains fair to new users while giving thoughtful weight to those who helped us build from the beginning.

Create long-term alignment

As Monad evolves, additional destinations, integrations, and multiplier pathways will unlock, enabling users to deepen their participation and benefit from a compounding incentive model over time.

This approach preserves fairness for newcomers while ensuring that sustained contributors continue to be rewarded as the ecosystem grows.

What’s Coming Next

The FastLane Points Program will continue to evolve after Monad mainnet, introducing new ways for users to participate, earn, and engage across the ecosystem. As more partners integrate shMON and additional destinations come online, users will unlock a wider and more dynamic set of opportunities.

Upcoming enhancements include:

• More lending platforms integrating shMON
• Additional liquidity venues across partner DEXs
• Expanded multiplier routes tied to ecosystem growth
• Leaderboards that evolve into richer, more interactive experiences
• Seasonal and event-based participation cycles
• Gamified challenges and community-driven missions
• Multiplier boosts for eligible NFT holders, with details to be announced as integrations expand
• Creative community protocol experiences designed to deepen engagement
• The global FastLane Ambassador Program

These upcoming features will make participation more interactive, more rewarding, and more connected to FastLane’s broader ecosystem vision. As the network matures, the Points Program will grow into a more creative, competitive, and community-aligned experience that encourages both collaboration and long-term commitment.

How to Participate on Day 1

Users can begin earning points from the moment Monad mainnet launches.

Participation is simple and designed to be accessible for both new and experienced users.

Step 1: Visit shmonad.xyz

Click Stake → Mint shMON → Start earning yield + points.

Step 2: Choose your route

• Yield-bearing shMON
• Degen Depository

Both modes begin accruing points as soon as assets are deposited.

Step 3: Deploy assets across eligible destinations to unlock multipliers

Amplify your point accumulation by deploying MON or shMON into supported earning venues across the ecosystem, including:

• Lending markets
• Liquidity pools
• FastLane Vaults as they go live
• More opportunities will be announced along the way

Each destination offers additional multiplier opportunities that increase your overall points-per-second rate.

Step 4: Track your growth

The leaderboard will launch shortly after mainnet, accompanied by a unified interface that displays your accumulated points and highlights all available multiplier opportunities across the ecosystem.

FastLane Points Protocol will go live on Monday, Nov 24, 2025.

🏆 Track your growth at: shmonad.xyz/points

Stay Updated

Stay connected with FastLane’s official channels for announcements, integrations, multiplier updates, and ecosystem-wide news.

• FastLane Twitter (News and Updates): @0xFastLane
• Founder Twitter: @ThogardPvP
• Institutional Partnerships & Marketing Collaboration: @iivycai
• Validator & Product Integrations: @TomFastlane